MP Dunleavey: Take carry out of summer spending; budget</title>

Do you have a summer budget? Why not?

If this were November, you competence have seen a hundred articles and blog posts and tweets revelation you to beware Black Friday and display you "10 ways to save" on gifts and party during the "43 days "til Christmas."

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Shopping projections would take over where whirly deteriorate left off: How most repairs would consumers do this year? When would they be means to compensate it all off? I"ve created a couple of those stories myself.

Meanwhile, summer -- in all the spend-it-now excellence -- sneaks by, underneath the radar. Yet summer selling is second usually to the Yuletide legal holiday season, says Kathy Grannis, a mouthpiece for the National Retail Federation.

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Without a decent bill in place, the arriving comfortable continue (and prohibited sales) could persperate the income right out of your wallet.The catalogs are entrance I know. You wish to hold that summer doesn"t poise any monetary risks. You wish to lay on your square and splash a cold one and fake you"re not going to review the Boden and Brookstone catalogs.

Well, take those rose-tinted sunglasses off and see at the dangers:

Wedding season.

Graduation season.

Long weekends where you go somewhere or guest come to you -- possibly way, it"s expensive.

Home alleviation deteriorate (my father is portrayal as I type).

Back-to-school season.

Extra bathing (ladies, you know what I mean).

Yard sale season. (Do. Not. Leave. Your. Car.)

The puzzling need for a new swimsuit and sandals. Who can insist it? But there it is on your Visa statement. Again.

Let"s not even discuss ball games or, sky forbid, a vacation. The numbers are revelation You competence think I"m kidding. But the sales sum discuss it it all.

Americans outlayed scarcely $952 million in January, Feb and Mar 2009, on clothes, furniture, cars, McDonald"s and more, according to the monthly sell and food-services sales inform from the Department of Commerce.

We outlayed an additional $100 million-plus during June, Jul and August, for a sum of $1.6 billion during the summer months.

Clothing stores accounted for about $44.4 million of January-March sales. That jumped to $50 million for June-August, according to Commerce Department data.

Meanwhile, behind at the cruise cooler, theory where else your income goes during summer months? Beer.

Americans outlay some-more on drink from Memorial Day by Labor Day than at any alternative time of the year, according to the 2009 Beverage Alcohol Review, published by Nielsen. Sales ascend to their rise during the week of Jul Fourth, by the way, to about $340 million.

How is it that a undoubted mercantile predicament erupts each year with the conflict of Memorial Day weekend, and frequency any one even mentions it?

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